Bread Pay™ makes it quick and easy to apply for financing. Simply select Bread Pay™ at check out to split your purchase into four easy payments**. That means you can grow what you love now and pay over time.
Ready to get started?
Click on the video for a quick tutorial on how to check out today !
Receive a decision in real-time that won’t affect your credit score.
Buy Now, Pay Later
Finance the Hey abby Grow Box 420 Edition today! Pay as low as $33.30 per month for 18 months at 0% APR* !
Peace of Mind
Enjoy clear, transparent terms with no hidden costs to keep you up at night.
*Monthly payment of $33.30/mo. is based on the product price of $999.00 assuming a 18-month term and a 0% APR. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 18 monthly payments of $60.05 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
Bread Pay™ is a pay-over-time technology solution that helps people make purchases with easy-to-understand payments through its affiliated bank, Comenity Capital Bank. Bread Pay™ is now expanding its pay-over-time solution to include debt consolidation loans made by Comenity Capital Bank.
Comenity Capital Bank, an affiliate of Bread Financial™, is the lender for Bread Financial’s pay-over-time products.
Bread Pay™ financing includes straightforward terms, making purchases more manageable with payment plan options.
Bread Pay™ is committed to keeping your information secure—your data is encrypted in transit and at rest.
Bread Pay™ will email you and text a link to their payment portal when your first payment is due—typically 30 days after your order is complete.
*Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
Subject to approval of credit application. A temporary authorization hold will be placed on your debit or credit card to ensure your card will cover the first two payments. One payment will be immediately voided. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
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